Sheran picAshby’s Covenant Insurance LLC is Central Missouri’s full service insurance agency located in Saint James, MO.

Our Business Philosophy: The “Golden Rule”

Our sole philosophy in business is to treat others in the same manner in which we would want to be treated. We made a vow that we would never sell or market any product for the sole purpose of gaining compensation. After determining the right fit, we then shop among all of the available carriers without even looking at commission rates or bonuses.

We work for you, not the insurance companies. The carriers know this and they know that they have to work hard and stay competitive to keep our business. We believe that by living by this rule, we have been rewarded with long lasting relationships with our clients and many, many referrals.

We are independent insurance agents with access to virtually every insurance plan offered. Our first job is to research each carrier with the help of the states’ Division of Insurance to weed out the “fly by nights”, insolvent companies and the “bait and switchers”. We are not affiliated with any insurance company, Third Party Administrator or PPO network.

For local, friendly service, contact us to learn more.